Do You Track Your Income and Expenses?

Posted by Peter

I was talking to a friend this week about the personal finance software from Mint.com (here's a Mint review), mentioning how I had been using it to track our income and spending, and he mentioned that they didn't currently really track their spending at all.

When I expressed my surprise, and asked how they knew how much they had in their accounts, or if they were spending too much, he said they just had a feel for how much they had, and if they overdrew their accounts, they had the overdraft protection so they didn't have to worry about it.

I told him I thought he should look into tracking their budget a bit closer and they might be surprised how much money they're spending in certain categories.

For us we found after tracking in Mint.com that we were spending in excess of $800 a month on eating out.  Crazy!   We were able to setup a budget within Mint and track our spending a little closer, and that allowed us to get a hold on those out of control expenses, and end up with more money in our savings at the end of the month.

We also set it up to keep track of our savings goals, and it was satisfying to see us creep closer every month to reaching our goal for a vacation, and a new car (paid for with cash).

If you want to get a hold of your spending as well, I highly recommend Mint.com.


Scream!!

Posted by Peter


PIC_6964, originally uploaded by Peter.Anderson.

Giving Thanks To God In All Circumstances

Posted by Peter

We have all been given so many blessings by God, but sometimes when we're in the midst of hard times it can be hard to appreciate the blessings for what they are. Today I came across this interesting post of bible verses of thanksgiving that look at a variety of verses about giving thanks to God in any and all circumstances, and how that has the power to change our outlook. Worth a read.

What Is A Good Credit Score?

Posted by Peter

How do you know what a good credit score is?   Check out the linked post to see.

Carter's First Haircut

Posted by Peter


PIC_6662, originally uploaded by Peter.Anderson.

Carter was so good for his first haircut. He didn't cry or complain at all! Great job big boy!

Carter has fall fun.

Posted by Peter


PIC_6495, originally uploaded by Peter.Anderson.

100 Frugal Christmas Gifts

Posted by Peter

Christmas time is coming - and it's an expensive time of year. Why not cut back on expenses and be a bit more frugal with your gift giving this year?

100 Frugal Christmas Gifts

How To Become A Millionaire

Posted by Peter in , , ,

Ever wondered what it would take to become a millionaire - at your age?   This post might have the answer:

How To Become A Millionaire

Carter In The Sun

Posted by Peter


IMG_8206_tonemapped, originally uploaded by Peter.Anderson.